Topic summary
18%14 analyzed articles/videos17,014 analyzed words
BS Summary: These Student Loans results contain 50 faulty reasoning types, including Framing Effect, Hasty Generalization, and Pessimism Bias, with Negativity Bias as the most egregious example at 7.5% saturation with 5,286 hits. Analysis detected 38,076 faulty-reasoning hits from 70,614 analyzed words across 14 articles, generating a BS Score of 1.1% and a BS Rank of 2% (15,493 of 15,701 topics). This Student Loans is better (less manipulative) than 98.70% of the peer group.

Ranking context

Position among analyzed topics

1% percentile
02550751001.3% percentile
1.1% BS Score14 analyzed articles70.6K analyzed words

Reasoning profile

Selected profile versus the sitewide rate

TopicSitewideShared scale 0–50%
0.0%10%20%30%40%50%Framing EffectSitewide 26.9%Topic 5.1%5.1%Appeal to EmotionSitewide 15.9%Topic 3.0%3.0%Negativity BiasSitewide 19.2%Topic 7.5%7.5%Appeal to AuthoritySitewide 11.1%Topic 2.4%2.4%Availability HeuristicSitewide 9.1%Topic 2.1%2.1%In-Group BiasSitewide 6.9%Topic 0.3%0.3%Confirmation BiasSitewide 7.5%Topic 1.2%1.2%Halo EffectSitewide 6.7%Topic 0.8%0.8%Hasty GeneralizationSitewide 8.1%Topic 3.1%3.1%Optimism BiasSitewide 6.0%Topic 1.6%1.6%

Sitewide departure map

Above the diagonal means this profile uses the pattern more often

0.0%0.0%10%10%20%20%30%30%40%40%50%50%Framing Effect: Topic 5.1%, sitewide 26.9%Negativity Bias: Topic 7.5%, sitewide 19.2%Appeal to Emotion: Topic 3.0%, sitewide 15.9%Appeal to Authority: Topic 2.4%, sitewide 11.1%Availability Heuristic: Topic 2.1%, sitewide 9.1%Hasty Generalization: Topic 3.1%, sitewide 8.1%Confirmation Bias: Topic 1.2%, sitewide 7.5%In-Group Bias: Topic 0.3%, sitewide 6.9%Halo Effect: Topic 0.8%, sitewide 6.7%Optimism Bias: Topic 1.6%, sitewide 6.0%Biased Writer Voice: Topic 2.0%, sitewide 5.3%Anecdotal: Topic 1.4%, sitewide 5.2%Overconfidence Bias: Topic 0.4%, sitewide 4.6%Anchoring Bias: Topic 2.0%, sitewide 4.0%Self-Serving Bias: Topic 0.2%, sitewide 3.7%Post Hoc (False Cause): Topic 1.1%, sitewide 3.3%Out-Group Homogeneity Bias: Topic 0.1%, sitewide 3.1%Pessimism Bias: Topic 3.0%, sitewide 1.9%Loss Aversion: Topic 2.9%, sitewide 2.5%Fundamental Attribution Error: Topic 0.1%, sitewide 2.7%Recency Bias: Topic 0.8%, sitewide 2.7%Bandwagon: Topic 0.2%, sitewide 2.2%Status Quo Bias: Topic 0.7%, sitewide 2.2%Ad Hominem: Topic 0.1%, sitewide 2.2%Framing EffectSitewide rateTopic rate

Analyzed articles and videos

Student Loan Update: New Bill Would Cut Payments by Thousands of Dollars27%
Newsweek32%By Suzanne Blake7/23/2026, 9:39:21 PM
This Prince George’s County resident fears his dream career may be out of reach with new limits on graduate student loan borrowing24%
WAMU15%By Cremington34%7/22/2026, 4:27:36 PM
A wave of student loan borrowers have entered default since pandemic-era protections lapsed62%
AP News53%By Nicky Forster61% Heather Hollingsworth61%7/20/2026, 4:13:20 AM
As defaults on student loans surge, millions are trying to get their lives back on track60%
AP News53%By HEATHER HOLLINGSWORTH61% NICKY FORSTER61%7/20/2026, 4:10:14 AM
Taxpayers bear burden for federal student loans40%
The Sanford Herald62%By Esther Wickham0%7/9/2026, 10:20:00 PM
Student Loans Should Have Been Discharged For 1.5 Million People, Says New Lawsuit12%
Forbes45%By Adam S. Minsky0%7/6/2026, 11:00:00 AM
Changes to student loans took effect July 1. Here’s what to know.13%
Daily Kos85%By Associated Press60%7/2/2026, 1:00:00 PM
46,000 Borrowers Move Student Loans To New Repayment Plan On First Day23%
Forbes45%By Adam S. Minsky0%7/2/2026, 12:26:16 PM
Here's what Washingtonians need to know about new federal student loan policies23%
KUOW Public Radio72%By Noel Gasca0%7/1/2026, 11:20:16 PM
Missourians are living with a double whammy of student loans and credit card debt16%
STLPR0%By Holly Edgell5%7/1/2026, 5:02:31 PM