Keyword summary
65%5 analyzed articles/videos1,971 analyzed words
BS Summary: These Personal-Finance results contain 35 faulty reasoning types, including Optimism Bias, Appeal to Authority, and Appeal to Emotion, with Framing Effect as the most egregious example at 17.3% saturation with 1,239 hits. Analysis detected 9,073 faulty-reasoning hits from 7,174 analyzed words across 5 articles, generating a BS Score of 3.6% and a BS Rank of 65% (13,150 of 37,536 keywords). This Personal-Finance is worse (more manipulative) than 65.00% of the peer group.

Ranking context

Position among analyzed keywords

65% percentile
025507510065.0% percentile
3.6% BS Score5 analyzed articles7.2K analyzed words

Reasoning profile

Selected profile versus the sitewide rate

KeywordSitewideShared scale 0–50%
0.0%10%20%30%40%50%Negativity BiasSitewide 19.2%Keyword 0.7%0.7%Optimism BiasSitewide 6.0%Keyword 16.0%16.0%Framing EffectSitewide 26.9%Keyword 17.3%17.3%Appeal to EmotionSitewide 15.9%Keyword 7.1%7.1%Availability HeuristicSitewide 9.1%Keyword 2.8%2.8%Confirmation BiasSitewide 7.5%Keyword 1.7%1.7%In-Group BiasSitewide 6.9%Keyword 1.2%1.2%Attempt to Sell a Product…Sitewide 0.5%Keyword 5.4%5.4%IndoctrinationSitewide 0.0%Keyword 2.8%2.8%Begging the QuestionSitewide 1.7%Keyword 4.4%4.4%

Sitewide departure map

Above the diagonal means this profile uses the pattern more often

0.0%0.0%10%10%20%20%30%30%40%40%50%50%Framing Effect: Keyword 17.3%, sitewide 26.9%Negativity Bias: Keyword 0.7%, sitewide 19.2%Optimism Bias: Keyword 16.0%, sitewide 6.0%Appeal to Emotion: Keyword 7.1%, sitewide 15.9%Appeal to Authority: Keyword 11.1%, sitewide 11.1%Availability Heuristic: Keyword 2.8%, sitewide 9.1%Hasty Generalization: Keyword 5.6%, sitewide 8.1%Confirmation Bias: Keyword 1.7%, sitewide 7.5%In-Group Bias: Keyword 1.2%, sitewide 6.9%Halo Effect: Keyword 5.9%, sitewide 6.7%Attempt to Sell a Product or Service: Keyword 5.4%, sitewide 0.5%Biased Writer Voice: Keyword 5.2%, sitewide 5.3%Anecdotal: Keyword 4.1%, sitewide 5.2%Self-Serving Bias: Keyword 5.0%, sitewide 3.7%Bandwagon: Keyword 4.7%, sitewide 2.2%Overconfidence Bias: Keyword 3.4%, sitewide 4.6%Begging the Question: Keyword 4.4%, sitewide 1.7%Anchoring Bias: Keyword 2.5%, sitewide 4.0%Post Hoc (False Cause): Keyword 3.8%, sitewide 3.3%Indoctrination: Keyword 2.8%, sitewide 0.0%Politically Right Leaning Bias: Keyword 2.8%, sitewide 1.4%False Dilemma: Keyword 2.7%, sitewide 1.5%Recency Bias: Keyword 0.5%, sitewide 2.7%Ambiguity (Equivocation): Keyword 2.5%, sitewide 0.8%Framing EffectSitewide rateKeyword rate

Analyzed articles and videos

Settle the Reddit debate: Should you give a friend money?7%
Rough Draft Atlanta39%By Kimberly Palmer0% NerdWallet0%7/24/2026, 12:27:22 PM
Student Loan Update: New Bill Would Cut Payments by Thousands of Dollars47%
Newsweek36%By Suzanne Blake73%7/23/2026, 2:39:21 PM
A wave of student loan borrowers have entered default since pandemic-era protections lapsed63%
AP News53%By Nicky Forster61% Heather Hollingsworth61%7/19/2026, 9:13:20 PM
IRS tax liens can be a 'kiss of death,' consumer advocate says — and they're on the rise31%
CNBC54%By Greg Iacurci0%7/16/2026, 5:15:01 AM
Private Student Loans with Rewards: Lenders Offer Cash Back31%
CNBC54%By Dan Avery0%7/8/2026, 8:47:18 AM
Airbnb offered $750 to Americans to open up their homes during the World Cup—mostly women took it up and now they’re earning thousands49%
Fortune54%By Emma Burleigh70%7/3/2026, 2:09:22 AM
Trump Accounts launch July 4, giving newborns $1,000. Here’s what to know6%
AP News53%By MORIAH BALINGIT42%7/2/2026, 5:31:20 AM
Trump Accounts launch July 4, giving newborns $1,000. Here's what to know33%
ABC News22%By MORIAH BALINGIT AP education writer0%7/2/2026, 5:31:19 AM
Changes are coming to many federal student loan programs on July 111%
AP News53%By Adriana Morga0%7/1/2026, 9:09:18 AM
Changes are coming to many federal student loan programs on July 113%
AP News53%By Adriana Morga0%7/1/2026, 9:09:18 AM