BS Summary: This article contains 15 faulty reasoning types, including Pessimism Bias, Biased Writer Voice, and Ad Hominem, with Appeal to Emotion as the most egregious example at 23.4% saturation with 94 hits. Analysis detected 604 faulty-reasoning hits from 401 analyzed words, generating a BS Score of 0% and a BS Rank of 0% (0 of 21,887 articles). This article is better (less manipulative) than 100.00% of the article peer group.

OAN Staff Addie Davis 
4:48 PM  Thursday, March 26, 2026 
Two new criminal referrals have been made against New York Attorney General Letitia James for alleged home insurance fraud. 
The Federal Housing Finance Agency director, Bill Pulte, sent a referral to the U.S. 
Attorney for the Southern District of Florida and to the U.S. 
Attorney for the Northern District of Illinois, media outlets reported. 
According to MS Now, the referrals claimed that James made misrepresentations about how the properties would be used in the home insurance filings. 
In the referrals, Pulte reportedly referenced insurance documents in X posts by Mike Davis, who is described as an ally of President Donald Trump and founder of the Article III Project. 
“It appears Ms. 
James made representations that the house would be occupied by a single adult, with no children. 
Instead, according to the post, she knew the house was actually occupied by four people  three children and her niece,” Pulte wrote in the Illinois criminal referral, per MS Now. 
In the Florida referral, he wrote that it “appears Ms. 
James made false representations that her property would be unoccupied five months out of the year,” but he noted, according to Davis’ post, “The house was, in fact, occupied year-round by her niece.” 
The Department of Justice confirmed that the U.S. attorneys received the referrals, sources report. 
The office of the New York attorney general released a statement to MS Now, issued by Abbe Lowell, James’ lawyer. 
“Frustrated by repeated failures, where judges and grand juries have rejected their attempts to charge Attorney General James, Trump and his political enablers keep abusing their power to pursue a vendetta against her by trying to rename, refile, and repeat baseless allegations. 
They continue this improper revenge campaign instead of helping bring down the rising cost of living in this country. 
These desperate tactics will fail  just as every previous attempt has failed  and exposes an Administration that has abandoned its responsibility to the American people in favor of petty political payback.” 
James was indicted by a grand jury in October on fraud charges, but a U.S. 
District Judge ruled that the then-U.S. 
Attorney for the Eastern District of Virginia was improperly appointed and had “no lawful authority” to bring the charges and dismissed the indictment. 
Another grand jury later declined to reindict her. 
Article reasoning-pattern comparisonThis article: 0.0%OAN Staff Addie Davis: 3.0%One America News Network: 4.6%Confirmation Bias0.0%This article: 0.0%OAN Staff Addie Davis: 1.0%One America News Network: 2.4%Anchoring Bias0.0%This article: 0.0%OAN Staff Addie Davis: 2.7%One America News Network: 3.9%Availability Heuristic0.0%This article: 0.0%OAN Staff Addie Davis: 0.5%One America News Network: 1.1%Representativeness Heuristic0.0%This article: 2.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.9%Hindsight Bias2.0%This article: 0.0%OAN Staff Addie Davis: 1.7%One America News Network: 2.9%Overconfidence Bias0.0%This article: 0.0%OAN Staff Addie Davis: 14.5%One America News Network: 15.3%Framing Effect0.0%This article: 0.0%OAN Staff Addie Davis: 0.7%One America News Network: 1.0%Loss Aversion0.0%This article: 0.0%OAN Staff Addie Davis: 0.4%One America News Network: 1.1%Status Quo Bias0.0%This article: 0.0%OAN Staff Addie Davis: 0.4%One America News Network: 0.1%Sunk Cost Effect0.0%This article: 0.0%OAN Staff Addie Davis: 3.5%One America News Network: 4.3%Optimism Bias0.0%This article: 18.7%OAN Staff Addie Davis: 1.2%One America News Network: 1.8%Pessimism Bias18.7%This article: 15.2%OAN Staff Addie Davis: 7.8%One America News Network: 11.8%Negativity Bias15.2%This article: 0.0%OAN Staff Addie Davis: 2.2%One America News Network: 3.2%Self-Serving Bias0.0%This article: 0.0%OAN Staff Addie Davis: 0.4%One America News Network: 1.7%Fundamental Attribution Error0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.2%Actor-Observer Bias0.0%This article: 7.7%OAN Staff Addie Davis: 5.2%One America News Network: 3.9%In-Group Bias7.7%This article: 7.7%OAN Staff Addie Davis: 2.0%One America News Network: 1.9%Out-Group Homogeneity Bias7.7%This article: 0.0%OAN Staff Addie Davis: 2.6%One America News Network: 5.3%Halo Effect0.0%This article: 0.0%OAN Staff Addie Davis: 0.1%One America News Network: 0.4%Horn Effect0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.0%Dunning-Kruger Effect0.0%This article: 0.0%OAN Staff Addie Davis: 1.0%One America News Network: 2.0%Recency Bias0.0%This article: 0.0%OAN Staff Addie Davis: 0.2%One America News Network: 0.7%Primacy Effect0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.1%Blind-Spot Bias0.0%This article: 18.2%OAN Staff Addie Davis: 4.7%One America News Network: 2.5%Ad Hominem18.2%This article: 0.0%OAN Staff Addie Davis: 1.2%One America News Network: 0.6%Straw Man0.0%This article: 0.0%OAN Staff Addie Davis: 2.7%One America News Network: 6.3%Appeal to Authority0.0%This article: 4.7%OAN Staff Addie Davis: 1.3%One America News Network: 1.8%False Dilemma4.7%This article: 8.2%OAN Staff Addie Davis: 1.0%One America News Network: 1.1%Slippery Slope8.2%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.1%Circular Reasoning0.0%This article: 8.2%OAN Staff Addie Davis: 5.5%One America News Network: 5.4%Hasty Generalization8.2%This article: 0.0%OAN Staff Addie Davis: 0.6%One America News Network: 0.5%Red Herring0.0%This article: 0.0%OAN Staff Addie Davis: 0.6%One America News Network: 1.1%Bandwagon0.0%This article: 23.4%OAN Staff Addie Davis: 9.4%One America News Network: 10.0%Appeal to Emotion23.4%This article: 0.0%OAN Staff Addie Davis: 1.7%One America News Network: 1.7%Begging the Question0.0%This article: 0.0%OAN Staff Addie Davis: 1.7%One America News Network: 3.0%Post Hoc (False Cause)0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.2%Tu Quoque0.0%This article: 0.0%OAN Staff Addie Davis: 0.5%One America News Network: 0.6%Burden of Proof0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.2%Appeal to Nature0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.3%Composition/Division0.0%This article: 0.0%OAN Staff Addie Davis: 0.3%One America News Network: 1.6%Anecdotal0.0%This article: 0.0%OAN Staff Addie Davis: 0.1%One America News Network: 0.1%No True Scotsman0.0%This article: 5.7%OAN Staff Addie Davis: 1.7%One America News Network: 1.4%Ambiguity (Equivocation)5.7%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.0%Gambler’s Fallacy0.0%This article: 0.0%OAN Staff Addie Davis: 0.0%One America News Network: 0.1%Middle Ground0.0%This article: 0.0%OAN Staff Addie Davis: 0.2%One America News Network: 0.2%Personal Incredulity0.0%This article: 10.5%OAN Staff Addie Davis: 0.3%One America News Network: 0.3%Special Pleading10.5%This article: 0.0%OAN Staff Addie Davis: 0.1%One America News Network: 0.7%Genetic Fallacy0.0%This article: 0.7%OAN Staff Addie Davis: 1.6%One America News Network: 1.7%Unattributed Quote0.7%This article: 0.7%OAN Staff Addie Davis: 2.2%One America News Network: 1.5%Quote-first Misdirection0.7%This article: 18.7%OAN Staff Addie Davis: 5.1%One America News Network: 5.2%Biased Writer Voice18.7%This article: 0.0%OAN Staff Addie Davis: 2.7%One America News Network: 1.1%Indoctrination0.0%This article: 0.0%OAN Staff Addie Davis: 1.4%One America News Network: 0.4%Politically Left Leaning Bias0.0%This article: 0.0%OAN Staff Addie Davis: 8.8%One America News Network: 3.8%Politically Right Leaning Bias0.0%This article: 0.0%OAN Staff Addie Davis: 2.1%One America News Network: 1.5%Attempt to Sell a Product or S…0.0%

401 words analyzed.

Speakers

3speakers58%attributed speech169writer words
Voice mapSelect a segment to jump to its words
Writer's voice • 6 words • 0.0% coverageWriter's voice • 3 words • 0.0% coverageWriter's voice • 4 words • 0.0% coverageWriter's voice • 7 words • 0.0% coverageWriter's voice • 19 words • 0.0% coverageFederal Housing Finance Agency • 14 words • 0.0% coverageFederal Housing Finance Agency • 11 words • 0.0% coverageWriter's voice • 10 words • 0.0% coverageWriter's voice • 23 words • 0.0% coverageWriter's voice • 31 words • 0.0% coverageBill Pulte • 3 words • 100.0% coverageBill Pulte • 16 words • 0.0% coverageBill Pulte • 31 words • 0.0% coverageBill Pulte • 10 words • 0.0% coverageBill Pulte • 33 words • 0.0% coverageWriter's voice • 14 words • 0.0% coverageAbbe Lowell • 20 words • 0.0% coverageAbbe Lowell • 42 words • 100.0% coverageAbbe Lowell • 19 words • 0.0% coverageAbbe Lowell • 33 words • 100.0% coverageWriter's voice • 15 words • 0.0% coverageWriter's voice • 6 words • 0.0% coverageWriter's voice • 23 words • 0.0% coverageWriter's voice • 8 words • 0.0% coverage
Selected voice

Abbe Lowell

82%flagged-word coverage
114 attributed words49% of attributed speech37% writer coverage
0%35.0%70.0%Biased Writer Voice+65.8 ptsWriter: 0.0%Abbe Lowell: 65.8%65.8%

Attribution is sentence-level. Pattern percentages are calculated only from words assigned to that voice.

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Analysis

Hover over highlighted words in the article to view the associated bias or fallacy analysis.