Principles for Property Mitigation Discounts 71%

By A. Benjamin Mannes93%

8/21/2009, 8:35:16 AM

BS Summary: This article contains 15 faulty reasoning types, including Framing Effect, Ambiguity (Equivocation), and Bandwagon, with Appeal to Authority as the most egregious example at 48.6% saturation with 89 hits. Analysis detected 483 faulty-reasoning hits from 183 analyzed words, generating a BS Score of 63.8% and a BS Rank of 71% (6,392 of 21,887 articles). This article is worse (more manipulative) than 70.80% of the article peer group.

Encouraging property mitigation against catastrophes like floods and storms has become a major area of consensus for people on all sides of the debate over coastal insurance in hurricane-prone areas. 
Insurance regulators, advocacy groups across the political spectrum, and legislators all emphasize its importance. 
Mitigation essentially consists of efforts to prevent damage from disasters before the disasters take place. 
But in a broader sense, mitigation can refer to almost anything, from minor, low-cost activities like picking garden plantings with deep roots in hurricane-prone areas to massive efforts like infrastructure construction and community-wide land use planning. 
While mitigation is uncontroversial on a general level, specific mitigation measures often arouse debate. 
Property mitigation discounts has gained wide support around the country as a way to encourage mitigation. 
In concept, the idea that stronger homes should pay lower rates is non-controversial; nearly all homeowners’ insurers take construction type and characteristics into account for all properties they cover. 
Certain construction materials and techniques qualify for lower rates than others. 
To a certain extent, any property insurance policy issued already offers mitigation discounts. 
Article reasoning-pattern comparisonThis article: 15.8%A. Benjamin Mannes: 5.3%The Daily Caller: 5.0%Confirmation Bias15.8%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.7%Anchoring Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.7%Availability Heuristic0.0%This article: 15.8%A. Benjamin Mannes: 5.3%The Daily Caller: 0.8%Representativeness Heuristic15.8%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.4%Hindsight Bias0.0%This article: 7.1%A. Benjamin Mannes: 2.4%The Daily Caller: 3.3%Overconfidence Bias7.1%This article: 28.4%A. Benjamin Mannes: 9.5%The Daily Caller: 10.4%Framing Effect28.4%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.9%Loss Aversion0.0%This article: 0.0%A. Benjamin Mannes: 2.4%The Daily Caller: 0.9%Status Quo Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.1%Sunk Cost Effect0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.7%Optimism Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.5%Pessimism Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 8.2%Negativity Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 1.2%Self-Serving Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.9%Fundamental Attribution Error0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.1%Actor-Observer Bias0.0%This article: 16.4%A. Benjamin Mannes: 5.5%The Daily Caller: 1.8%In-Group Bias16.4%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.9%Out-Group Homogeneity Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 1.6%Halo Effect0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.1%Horn Effect0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.0%Dunning-Kruger Effect0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.9%Recency Bias0.0%This article: 7.7%A. Benjamin Mannes: 2.6%The Daily Caller: 0.6%Primacy Effect7.7%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.2%Blind-Spot Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 1.1%Ad Hominem0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 1.3%Straw Man0.0%This article: 48.6%A. Benjamin Mannes: 24.0%The Daily Caller: 4.6%Appeal to Authority48.6%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.9%False Dilemma0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.4%Slippery Slope0.0%This article: 8.7%A. Benjamin Mannes: 2.9%The Daily Caller: 0.2%Circular Reasoning8.7%This article: 23.0%A. Benjamin Mannes: 18.6%The Daily Caller: 6.3%Hasty Generalization23.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.4%Red Herring0.0%This article: 25.1%A. Benjamin Mannes: 16.8%The Daily Caller: 1.0%Bandwagon25.1%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 5.7%Appeal to Emotion0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.1%Begging the Question0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 3.5%Post Hoc (False Cause)0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.1%Tu Quoque0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.9%Burden of Proof0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.2%Appeal to Nature0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.4%Composition/Division0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 1.5%Anecdotal0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.0%No True Scotsman0.0%This article: 26.8%A. Benjamin Mannes: 15.5%The Daily Caller: 1.9%Ambiguity (Equivocation)26.8%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.0%Gambler’s Fallacy0.0%This article: 7.7%A. Benjamin Mannes: 2.6%The Daily Caller: 0.2%Middle Ground7.7%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.1%Personal Incredulity0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.2%Special Pleading0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.1%Genetic Fallacy0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 2.2%Unattributed Quote0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 1.8%Quote-first Misdirection0.0%This article: 16.4%A. Benjamin Mannes: 5.5%The Daily Caller: 8.5%Biased Writer Voice16.4%This article: 7.7%A. Benjamin Mannes: 2.6%The Daily Caller: 3.6%Indoctrination7.7%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 0.3%Politically Left Leaning Bias0.0%This article: 0.0%A. Benjamin Mannes: 0.0%The Daily Caller: 5.0%Politically Right Leaning Bias0.0%This article: 8.7%A. Benjamin Mannes: 2.9%The Daily Caller: 1.3%Attempt to Sell a Product or S…8.7%

183 words analyzed.

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Analysis

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